Life Insurance: Determining Your Need (2008-03-17)
by David John Marotta and Bob ArmsYou may have heard that "Life insurance is a gift of love." But if you bought a $100,000 whole-life policy because you wanted to build some cash value when you should have bought a million dollars of low-cost term insurance to meet the survival needs of your family, your well-intentioned effort was not an act of love.
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http://www.emarotta.com/article.php?ID=275